11 Option Payment Options

Alternatives to entering credit card numbers can provide customers with more payment options, streamline checkout for mobile devices, and possibly save merchants money.

Here’s a listing of alternative payment choices. There are electronic wallet solutions for mobile and internet usage, peer-to-peer cash transfer services, and payment systems and platforms.

Google Wallet

Google Wallet.

Google Wallet is an electronic wallet (where payment details are stored electronically, replacing the need for a conventional, physical wallet) that assists merchants create an engaging shopping experience, online or in-store. Merchants can showcase savable offers or incorporate a loyalty program to Google Wallet via the Wallet Objects API. In addition, merchants can create a speedy checkout experience for their mobile websites and apps with Google Wallet Instant purchase. And Google Wallet can be connected to Google sign-in to decrease friction of registering to merchant websites. Price: Free.



Dwolla is a payment system that enables any company or individual to send, request, and take cash, without relying on credit cards. Dwolla connects into a bank account and permits you to transfer money at a really low rate. Easily create a”Pay With Dwolla” button on your site. Price: $0.25 per transaction, or free for transactions $10 or less.



PayPal has 137 million active registered accounts and more than 30 million U.S. mobile clients. Offered in 193 markets and 26 monies, PayPal is the 800-pound gorilla in other payment choices. Merchants can quickly create and send invoices, accept PayPal payments from the huge user category, simplify PCI compliance, or go mobile with its new plug-in card reader. Price: 2.9% + $0.30 per transaction.



Square is a payment-processing app for iOS on iPhones or iPads. Square Wallet allows your customers pay with their phones — no card or money is essential. Its Square Register application for the iPad is an attractive alternative to the traditional cash register. And Square offers a choice of tools to monitor sales, taxation, top-purchasing clients, and more. Price: 2.75percent per swipe or internet sale and 3.5% + $.15 per manually entered transaction. Card reader is free once you sign up.

Amazon Payments

Amazon Payments.

Amazon Payments features”Login” and”Pay With Amazon” options on your website to permit millions of Amazon customers to easily create a profile and buy on your website. Amazon provides a seamless mobile payment experience and a enormous user-base. Without a redirects, you command your website and keep customers inside your branded experience. Price: Based on a percentage of the transaction amount plus a per transaction fee, starting at 2.9% + $0.30 per-transaction, and as low as 1.9% + $0.30 per-transaction for monthly volume of $100,000.



V.me is Visa’s solution for payments and simplify the checkout experience for your clients. Add the”Checkout With V.me” button to your website with just a couple of lines of code. Your clients can check out using a username and password, confirming their payment details without leaving your website. V.me works with any major credit or debit card. Price: Contact for pricing.



MasterPass is MasterCard’s solution to streamline a customer’s checkout. After selecting the MasterPass button on your website, a client selects the integrated electronic wallet to use. MasterPass subsequently transfers payment and sending information to the merchant for processing. MasterPass supports all major credit cards. To use MasterPass, you have to accept MasterCard-branded payment cards. Price: Free.



ClearXchange is a service from Bank of America, Chase, and Wells Fargo that empowers customers of its member banks to send and receive person-to-person (P2P). Send payments ask by email or text message. If the receiver’s bank isn’t a clearXchange member, a clearXchange profile could be made to respond to the request. Price: Free.

Intuit PaymentNetwork

Intuit PaymentNetwork.

Intuit PaymentNetwork is a bank-to-bank electronic funds transfer solution. Create an ecommerce button on your site, or send payment requests to your clients. Add a custom payment link anywhere. No setup or monthly charges, and no cancellation charges. Price: $0.50 per transaction to obtain money.

Bill Me Later

PayPal’s Bill Me Later.

Bill Me Later is a service by PayPal that provides your clients with access to 6-month funding. PayPal provides a free banner ad that will assist you promote the financing choice. Your clients get more time to pay, and you also get paid up front and do not presume any credit risk. There’s absolutely no extra charge to you when clients finance their purchases. Price: Free on all PayPal business solutions.



Bitcoin was the first”cryptocurrency,” a peer reviewed, decentralized, electronic money. Bitcoin’s high cryptographic security enables it to process transactions in a really efficient and affordable way. You are able to make and receive payments using the Bitcoin system with almost no charges. Generally speaking, crypto currencies offer consumers an alternative to credit cards and the possibility of greater privacy. Download your free Bitcoin digital wallet and get merchant tools at Bitcoin.org. Price: Assess each Bitcoin source for pricing.